Our People

Founder

Omar Zerafa

Dr. Zerafa has obtained the degree of Doctor of Laws from the University of Malta, following which he has also graduated from the University of Leicester with a Masters in European Union Law specialising in Commercial Law. 

Prior to establishing Zerafa Advocates, Dr. Zerafa has worked as an associate with one of the leading financial services law firms in Malta where he was also admitted to partnership, responsible for the structuring and licensing of collective investment schemes, investment vehicles, investment services licence holders including asset management companies and financial institutions. Specialist areas of practice include UCITS, non-UCITS retail funds, AIFs, professional investor funds, corporate finance, investment products, listing of collective investment schemes, online forex trading companies, competition law and cross-border mergers. He was instrumental in redomiciling a number of funds into Malta and has successfully licensed several funds, fund managers and a Forex trading platform. He has also handled the application process of one of the first Binary Options trading platforms in Malta and has served as a Director, Compliance Officer and MLRO on a local Investment Management company.

Dr. Zerafa has a Foundation Certificate in Trust Law and Management awarded by the Institute of Financial Services Practitioners and is a member of the Chamber of Advocates, the International Bar Association, the Institute of Financial Services Practitioners and the Financial Services Lawyers Association (UK). 

Associate

Nicole Farrugia Debrincat

Nicole joined Zerafa Advocates as an associate in 2022. She graduated with a Bachelor of Laws Degree (Honours) in 2021 and with a Master of Advocacy in 2022, both from the University of Malta. Nicole was admitted to the Bar of Malta in 2023.

Nicole has a particular interest in the intersection of law, innovative technology and finance and is particularly focused on advising clients in these rapidly evolving sectors. She has been part of compliance teams for CSPs, Crypto Asset Providers and MiFID II firms. Her in-depth insights and comprehensive knowledge of the regulatory landscape have proven invaluable to the clients she serves.

In addition Nicole is well-versed in gaming law, offering expertise in the legal complexities surrounding this dynamic industry. Her thorough understanding of the regulatory challenges in gaming law, has been instrumental in advising clients on compliance, licensing and operational matters.

Nicole has a Foundation Certificate in Trust Law and Management awarded by the Institute of Financial Services Practitioners.

As an associate, Nicole is mainly focused on Fintech, Gaming and Financial Services.

Client Services Manager

Justin Camilleri

Justin Camilleri is a skilled professional with extensive experience in anti-money laundering (AML) and client relationship management. He holds a Bachelor of Science (Honours) degree in Banking, Finance, and Economics from the University of London (LSE), reflecting a strong foundation in financial principles and economic strategies.

In his current role, Justin is responsible for building and maintaining strong client relationships, overseeing onboarding processes, and conducting thorough KYC/KYB reviews to ensure compliance with regulatory standards.

Justin is also adept at liaising with local and international banks for client account openings and conducting comprehensive risk screening searches. He has been instrumental in transitioning clients to an online KYC portal, significantly enhancing the firm’s AML processes through digitalization.

Beyond his compliance responsibilities, Justin manages incorporations and handles administrative matters related to companies, trusts, and foundations. He serves as the primary point of contact for conducting Know-Your-Client (KYC) and other due diligence procedures. His extensive experience and commitment make him a valuable asset to any organization.

Associate

Marie Georgette Spiteri

Marie Georgette Spiteri graduated with a Bachelor of Laws degree (Honours) in 2023 and with a Master of Advocacy degree in 2024, both from the University of Malta. Marie Georgette was admitted to the Bar of Malta in 2025.

Marie Georgette joined our firm in 2023 as a legal intern, where she gained extensive exposure and practical experience that have proven invaluable in the financial services sector. Since then, she has grown steadily within the firm, developing a strong foundation in regulatory and corporate matters.

As an associate, Marie Georgette focuses primarily on electronic money institutions (“EMIs”)  crypto-asset service providers (“CASPs”), crowdfunding and MiFID firms. She also contributes to compliance of investment services companies and collective investment schemes.

Marie Georgette is dedicated to providing insightful, practical, and tailor-made legal guidance, helping clients confidently navigate the evolving landscape of financial services and corporate law.

Senior Associate

Aebal Lawrence

Aebal Lawrence graduated with a five-year integrated double degree in Bachelor of Business Administration and Bachelor of Laws (Honours) from Mahatma Gandhi University, India, in 2021.

Holding a warrant to practice law in India since 2022, Aebal gained experience in both civil and criminal matters with a law firm in India. His expertise extends to the Fintech and financial services sectors, where he combines legal proficiency with a deep understanding of these evolving domains.

After earning an MBA from the London School of Commerce, Aebal has further strengthened his multidisciplinary skills, particularly in bridging finance and technology.

His ability to integrate legal acumen with business insights makes him an invaluable asset to our firm, playing a pivotal role in delivering practical solutions to clients in the dynamic fintech and financial services landscape.

Accountant

Lynn Gauci

Lynn has graduated from the University of Malta with a Bachelor of Commerce majoring in Accountancy
and Marketing in 2013 and a Master in Accountancy in 2015.

Lynn is a Certified Public Accountant with over six years of experience in advising and assisting a varied
portfolio of local and international businesses operating in several industries. At Zerafa Advocates, Lynn
is primarily involved in the preparation of the management accounts for the internal companies.

Accounts Executive

Nathanael Sacco

Nathanael brings over six years of experience in finance to Zerafa Advocates. Before joining the firm, Nathanael built a solid foundation working with two market-leading companies: one in the retail sector and the other in the highly regulated petroleum industry. This experience provided him with a diverse skill set and a deep understanding of financial operations within both consumer-facing and regulatory-driven environments.

Nathanael holds an ACCA Diploma in Accounting and Business and is currently in the final stages of obtaining the ACCA Strategic Professional Certificate. At Zerafa Advocates, his primary role is to assist clients with their day-to-day financial needs while also supporting the firm’s internal accounting functions.

His background in both retail and energy sectors, combined with his commitment to professional development, enables him to deliver tailored, high-quality financial services to our clients.

Corporate Secretarial Executive

Sarabjeet Singh

Sarabjeet Singh is a qualified Corporate Secretarial Executive, having obtained certification in Company Service Providers from the Institute of Financial Services Practitioners, Malta.

He is a dedicated and organised Corporate Secretarial Executive professional with extensive experience in corporate administration, client coordination, preparation of statutory and board meetings, document and file management, and supporting day-to-day corporate operations. He is adept at streamlining processes, improving efficiency, and ensuring smooth and compliant business operations.

Associate

Jake Rickard

Jake Rickard graduated with a Bachelor of Laws degree from the University of Malta in 2024, followed by a Master of Advocacy in 2025. After gaining experience through diverse legal practice, he joined the firm in 2025, bringing with him a keen interest in regulatory and legal matters, while further deepening his knowledge of the financial services sector.

Since joining the firm, Jake has developed a particular interest in capital markets and the fintech sector. With a proactive approach to professional development, he is continually expanding his expertise in compliance and the regulatory frameworks governing capital markets, crowdfunding, crypto-assets, investment firms and payment services. Jake is committed to helping clients remain compliant with their regulatory obligations, guiding them through complex application and licensing processes, and supporting their ongoing legal and compliance needs across a range of regulatory frameworks.

Client Service Executive

Ana Maria Molano Moran

Ana Maria graduated as a lawyer from Universidad Santo Tomás in 2019 and later specialized in Migration Law, earning a postgraduate diploma from Universidad de Los Andes in 2020.

She developed her legal foundation within the Colombian judicial system, serving as a Court Clerk in the Labour Courts of Bogotá, where she worked closely with judges on complex labour disputes, legal drafting, and judicial decision-making. She also brings practical experience in Colombian immigration law, advising on legal processes and compliance matters.

In her current role, Ana Maria is actively involved in client service and corporate operations, supporting company incorporations, managing due diligence processes, and assisting with the ongoing administration of companies, trusts, and structures. Working closely with both clients and authorities, she ensures a seamless and efficient experience. Her thoughtful and detail-oriented approach allows her to guide clients with clarity and confidence at every stage.

Outside the office, Ana Maria enjoys art and art history, an interest that mirrors her appreciation for precision and thoughtful detail.

Office Administrator

Prashant Basnet

Prashant joined Zerafa Advocates as an Office Administrator, where he supports the firm’s day-to-day operations. His responsibilities include coordinating meetings and calendars, managing correspondence, preparing documentation, maintaining office records, and providing administrative support across the firm to ensure efficient and seamless operations.

With a strong background in customer service and operations, Prashant is recognised for his organised, proactive, and detail-oriented approach, always striving to deliver reliable support to both colleagues and clients.